A funeral plan is a way of pre-paying for a funeral in advance. This lets you fix in the price of the funeral at today’s prices. When the time comes, your family just has to make one phone call to a local funeral director. The funeral director would already be aware of the funeral plans and they would have been paid in advance.
With a prepaid funeral plan, you can choose between a cremation or a burial. You don’t have to choose straight away or in advance.