Funeral Plans

Prepaid Funeral Plans

The cost of a funeral plan in the UK is soaring. A prepaid funeral plan will guarantee that your funeral is covered in full, at todays prices. This means that all aspects of your funeral will be covered, so you don’t have to worry about someone struggling to pay this in your absence.

By taking out a funeral plan you will:

  • Save money – By beating the rapidly increasing rise in the cost of a funeral.
  • Get peace of mind – Knowing that your funeral has been paid for and arranged in advance to protect your family against the rising costs.
  • Do it your way – You can plan your funeral to match up with your final wishes.

Sound complicated?

Don’t worry, we will guide you through the process so you can make sure you are making the right decision for you.

Rising Costs

The price of a UK funeral has doubled in the last 10 years.

It doesn’t seem to be stopping there.

By taking out a funeral plan today, you will receive a todays price. Even if the price of a funeral doubles again in 10 years time, you will not be affected by any future increases in cost.

The Telegraph estimate that in 20 years, a basic funeral will cost £13,000.

Funeral Plan Costs

How does a funeral plan work?

Funeral plans are simple.

You buy a funeral plan for an agreed amount from a funeral plan provider. Your funeral plan provider will pay your local funeral director for the funeral. They will also deal with all of the necessary arrangements for you, which you can decide upfront if you would like. This means your family will not have to deal with any of the funeral arrangements, they will just have to make one simple phone call.

You can buy a funeral plan outright, or choose to split the payments over low monthly instalments.

What is included in a funeral plan?

Funeral plans vary from plan to plan, so it is always best to discuss this with an advisor.

Some of the features of a funeral plan include:

  • A coffin
  • Organising all of the funeral arrangements
  • Legal advice
  • Access to a chapel of rest
  • Flowers
  • Financial advice
  • Cremation/Burial costs
  • Hearses/limousines
  • A dedicated advisor to answer any questions you may have

How much does a funeral plan cost?

Typically speaking, a funeral plan will cost between £2500 and £5000. This price depends on which package you choose and if you would like any optional extras or not.